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Welcome to Lumica Capital, your trusted partner in financing solutions. We specialize in providing comprehensive loan services to meet your unique needs, whether you’re looking to invest in real estate or expand your business. Explore our range of loan programs designed to help you achieve your financial goals efficiently and effectively.

Real Estate Loans

At Lumica Capital, we offer a variety of real estate loan programs to cater to your specific requirements. Our expert team is dedicated to providing you with flexible, fast, and efficient financing solutions.

Commercial Loans

Unlock the potential of your business with our Commercial Loans. Ideal for purchasing new properties, refinancing existing debt, or expanding your real estate portfolio, our commercial loans come with competitive rates and customizable terms.

Bridge Loans

Bridge the gap between selling and buying with our Bridge Loans. Perfect for real estate investors needing short-term financing, these loans provide the capital necessary to secure new properties while waiting for existing assets to sell.

Hard Money Loans

For rapid financing with less stringent approval processes, our Hard Money Loans are the ideal solution. These asset-based loans are perfect for investors needing quick capital to seize lucrative opportunities.

Rehab/Fix and Flip Loans

Transform distressed properties into profitable investments with our Rehab/Fix and Flip Loans. These loans provide the funds needed to purchase and renovate properties, maximizing your returns in the real estate market.

Business Loans

Lumica Capital also specializes in facilitating Small Business Administration (SBA) loans, including the highly sought-after SBA 7(a) and SBA 504 loan programs. These programs are designed to empower your business with the financial tools needed for growth and success.

SBA 7(a) Loans

The SBA 7(a) loan program offers versatile and favorable terms, perfect for businesses needing financing for real estate purchases, equipment, working capital, and more. With competitive interest rates, longer repayment terms, and lower down payments, this program is an excellent choice for small businesses.

SBA 504 Loans

Specifically designed for businesses making substantial investments in fixed assets, the SBA 504 loan program provides long-term, fixed-rate financing for major business assets such as real estate and equipment. This program is ideal for businesses seeking to expand their facilities or modernize their operations.

Why Choose Lumica Capital?

At Lumica Capital, we pride ourselves on our commitment to customer satisfaction, transparent processes, and personalized service. Our experienced team works closely with you to understand your unique needs and offer solutions that align with your goals.

What Sets Us Apart

Expert Guidance

Our knowledgeable team will guide you through every step of the loan process, from initial consultation to final approval.

Personalized Service

We take the time to understand your unique business and real estate needs and tailor our services to match.

Fast and Efficient Processing

We streamline the loan application process, minimizing delays and helping you secure funding quickly.

Comprehensive Support

From preparing documentation to offering financial advice, we provide comprehensive support to ensure your success.

Get Started Today!

Ready to take the next step in your real estate or business journey? Contact Lumica Capital today to learn more about our loan programs and discover how we can help you achieve your financial goals.